The good thing about Consumer Driven Health Plans is they allow employees to save money by taking advantage of their commitment to maintaining good health. But, there is a downside. Because of higher deductibles and out-of-pocket maximums, a surprise major illness or injury can expose employees to financially crippling costs.... Read more →

As the first paychecks in 2016 have been issued and the new benefits plan year has commenced, many HR folks are going to get calls from employees saying, “My payroll deduction isn’t right.” I would submit that this is a very big deal. Even if a payroll deduction is off... Read more →

Telemedicine is evolving into a tremendous tool for employers looking to help their workforce reduce overall health spending. Telemedicine is defined as “the remote diagnosis and treatment of patients by means of telecommunications technology.” Offering consumers the ability to interact with a doctor without physically having to go to the... Read more →

GUEST BLOG: Univers’ client, Meridian Health, a leading health care provider in New Jersey, was recently ranked as one of FORTUNE’s 100 Best Companies to Work For®. Learn more about their successful organizational culture and how it helped Meridian achieve this impressive recognition from Patrice Ventura, Director of Talent &... Read more →

An often overlooked issue that human resource managers should take into consideration is the limitations of a self-service benefits enrollment model. Despite the trend towards online enrollment, employers who deploy a self-service enrollment for their workforce often discover that it can backfire, resulting in frustrated employees. There will always be... Read more →

When it comes to data integrity, I can’t think of another area of business that has such a great level of risk than human resources. Human resources managers deal with employees’ personally identifiable information (PII) and personal health information (PHI) in mass quantities on a regular basis. In addition, human... Read more →

There was once a time when employee communications was simple –a letter-sized flier tacked to break room bulletin boards, ClipArt the boundary of graphic sophistication and content consisting of little more than dry descriptive text. Over the years, so much has changed. Black and white handouts have given way to... Read more →

As communications consultants, we regularly face questions from clients about how do you best reach employees and help them understand the complex issues of healthcare and employee benefits. Compounding this long standing challenge, the past five years have seen dramatic shifts of employer responsibility for education, especially given the ACA... Read more →